Frequently Asked Questions

We are a mission-based lender and take a relationship-based approach to lending. We look beyond credit scores and consider your experience, business goals, and overall financial situation. We also provide financial education, business coaching, and support throughout your entrepreneurial journey.

EAF serves refugees, asylees, Special Immigrant Visa (SIV) holders, humanitarian parolees, immigrants, and  from displaced backgrounds who are starting or growing a business in the United States.

Yes. We understand that many newcomers are still building credit. We consider multiple factors beyond credit scores when evaluating applications.

Whether you are developing a business idea, launching a startup, or operating an established business, EAF offers financing and business support services designed to meet entrepreneurs at different stages of growth.

Loan amounts go up to $40,000 depending on the program and business needs. Contact our team to learn which financing option is best suited for your goals.

We provide affordable capital with an interest rate of 9%.

Yes. In addition to traditional interest-bearing loans, EAF offers alternative financing options with a fixed fee structure instead of interest.

No. There are no closing fees. The cost of the loan is the interest rate or fee only.

Yes. EAF provides business education, technical assistance, and personalized support to help entrepreneurs start, manage, and grow successful businesses.